Fix My Credit Score

Wed, 03 Mar 2010 07:58:56 +0000

Fix My Credit Score Fix my credit? You definetely need to know that there are specific ways to approach your creditor that can help you meet your goal of a better credit report. You can find that there’s a little different approach in dealing with the creditor in order to improve credit score. They will conduct an investigation versus a verification. Those words sound the same, but carry an enormous difference for sure. You are not asking the creditor to verify you owed them money or paid them in a fashion different than agreed, but to investigate WHY they are reporting that information. Your creditor must respond to your request within 30 days, just like the credit reporting agencies. You see, they must have documentation to back up their claims. It is against the law for them to make a claim, or put a negative item on your credit report without proper evidence. With all the bank’s Mergers and credit debt swaps, some companies are not keeping that information properly. In this case, if you do not have the proof, the negative report on your credit report must go poof. Perhaps you can get some assistance from the credit repair companies to make it easier. There is an ethical problem with this. If the creditor is reporting correctly and the problem is they just did not keep their records straight, should you take advantage of this error.

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Fix My Credit Score